Visa ended the 2025 fiscal year with a net profit of 20.1 billion dollars (approximately 17.2 billion euros), an increase of 2% compared to the previous year.
In adjusted terms, the growth was even more significant, reaching 11%, totaling 22.5 billion dollars (around 19.3 billion euros), said this Wednesday, the 29th, the American multinational financial services company.
Visa CEO Ryan McInerney highlighted that “current year results included special items totaling $2.5 billion related to litigation provisions and lease consolidation costs.”
Despite significant expenses, the company managed to increase revenue by 11%, reaching 40 billion dollars (around 34.3 billion euros).
Earnings per share rose 5% to $10.20 (approximately €8.77), and in adjusted terms, growth was 14%, reaching $11.47 (approximately €9.86).
The total volume of payments processed by Visa increased by 8%, with a 13% increase in cross-border payments, excluding intra-European volume.
Regarding the accounts for the fourth quarter of 2025, Visa reported a 12% growth in revenue, totaling 10.7 billion dollars (approximately 9.2 billion euros), but net profit fell 4%, to 5.1 billion dollars (approximately 4.3 billion euros). In adjusted terms, net profit rose 7% to 5.8 billion dollars (around 4.9 billion euros).
Earnings per share in the fourth quarter fell 1% to $2.62 (approximately €2.25), but in adjusted terms increased 10% to $2.98 (approximately €2.56).
McInerney highlighted the resilience of Visa’s business model, stating that “in our fourth quarter, continued healthy consumption drove net revenue by 12%.” He also highlighted the company’s commitment to investing in the “Visa as a Service” platform to adapt to new technologies in the payments ecosystem.